Living sixty five years age in God’s crazy world is an impressive feet and should be celebrated. Life may start at forty but when your sixty five and feeling good about it, nothing beats that. Your feelings can be summarized into three words: somebody say life. Those things that you always wanted to do like go out with your spouse or make new friends are now possible. You are no longer caught up in the day to day bustles that involve referring fights, getting your children to school or arguing over unpaid bill. It feels a little nice actually to have your little terrorists all grown up and being at the receiving end for once. Speaking of which they called to inform you that your grandchildren will be coming for the holidays. It’s a sweet life but if you want to keep it that way you might want to consider getting a senior insurance.
Like the name suggests it is insurance for people who have or just about to turn sixty five, well almost. People of any age with illnesses that are deemed terminal or who are about sixty five but have a disability can also qualify for this Cover. For a hospital plan you get inpatient services, nursing services and home healthcare while with a medical insurance you are qualified for doctors services, home health care , preventive as well as outpatient services.
Advantage plans are the new best thing after sliced bread. If you are not keen on this package maybe it’s because you haven’t had that it is not only covering your medical and hospital covers but includes dentistry and optic services. Along with this you can enjoy the benefits of a prescription drug plan if you don’t mind parting with a little extra. Its your money so obviously you care but losing out on an opportunity to get help on paying for the covers might convince you otherwise.
Premiums for these plans have to be paid. Insurance is a life saver but it is important to understand that it has limits and cannot clear all your bills. With age comes wisdom and you might find diversifying your insurance needs very helpful. Always enroll for this policies at the time stipulated. They are penalties for general enrollment periods so you might want to avoid them. A time frame of seven months three of them being before you attain the age of sixty five , a month in and three months after to enroll for this plans. You can join, switch or drop any of those plans even after that so you don’t have to worry if you missed the dates. Well, what to do now? Just relax , that’s what. Sounds good? Well it is.